BEACON INSURANCE AGENCY, LLC

Terms of Use

Last updated: June 24, 2026

Welcome, and thank you for visiting this website. Your use of this website is subject to the following Terms of Use, together with our Privacy Policy. This website is owned and operated by Beacon Insurance Agency, LLC (“Beacon Insurance Agency,” “we,” “us,” or “our”). Please read these terms carefully before using the site.

Acceptance of these Terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and by our Privacy Policy. If you do not agree to these terms, please do not use this website. We may update these terms from time to time, and your continued use of the site means you accept any changes.

About Beacon Insurance Agency

Beacon Insurance Agency, LLC is an independent insurance agency based in Coral Springs, Florida.We are licensed to offer insurance products in Florida, Georgia, Maryland, and New Jersey. Our areas of focus include Medicare plans, long-term care insurance, health insurance, life insurance, group and employee benefits, and retirement planning. As an independent agency, we represent a selection of insurance companies and do not represent every insurer or every plan available in any market.

Informational Purposes Only

The information, descriptions, and materials on this website are provided for general informational and educational purposes only. They may not be complete, accurate, or current descriptions of the products and services offered by us or by any company we represent. Product features, availability, and details are subject to change at any time without notice, and the inclusion of any product or service on this website does not guarantee that it will be available to you.

Your use of this website, or any request for information you submit through an online form, by email, by phone, by text, or otherwise, does not create an insurance policy or a contract of insurance, and does not bind you or any insurance company in any way. Coverage is only in effect when it has been formally applied for, approved by the issuing insurance company, and issued in writing. Submitting information through this site does not guarantee eligibility for, or approval of, any coverage.

Not Insurance, Legal, Tax, or Medical Advice

The content on this website is not a substitute for professional advice. Nothing on this site should be taken as personalized insurance, legal, tax, financial, or medical advice. Insurance and benefit decisions depend on your individual circumstances, and tax matters in particular vary by entity type and personal situation. You should consult a licensed insurance professional, and where appropriate a qualified attorney, certified public accountant, or physician, before making decisions based on information found here.

Licensing

Beacon Insurance Agency, LLC and its agents are licensed to transact insurance in Florida, Georgia, Maryland, and New Jersey. We are only able to discuss, recommend, or place coverage in states where we hold an active license and the appropriate appointments. Insurance products and plan availability differ from state to state and from one location to another.

Medicare Disclosures

We are not connected with or endorsed by the United States government or the federal Medicare program. This website and our communications are a solicitation for insurance, and a licensed insurance agent may contact you.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare plan options, benefits, and availability vary by location and are subject to change. For a complete list of the plans available to you, please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users can call 1-877-486-2048.

Consent to Contact and Electronic Communications

When you submit your contact information through a form, by email, or by any other means on this website, you agree that a licensed insurance agent may contact you by phone, text message, or email to assist with your request, even if your number is listed on a state or federal Do Not Call registry. Message and data rates may apply, and message frequency varies. Consent is not a condition of purchasing any product, and you may opt out of text messages at any time by replying STOP, or opt out of emails by using the unsubscribe link. By using this site, you also agree to receive communications from us electronically and that electronic communications satisfy any legal requirement that such communications be in writing.

Intellectual Property

We or our licensors own all content on this website, including text, graphics, logos, icons, images, video, and written materials, along with all copyrights in that content. Copying, redistributing, modifying, or creating derivative works from any part of this website is prohibited without our prior written permission. All trademarks, service marks, logos, slogans, and product and service names displayed on this site are the property of their respective owners and may not be used without authorization.

Acceptable Use of the Site

You agree that you will not use this website, or any of its features, to do any of the following:

Solicit funds or advertise goods and services without our permission

Upload or transmit viruses, worms, or any other harmful or disruptive code

Disrupt, interfere with, or restrict any other person’s use of the website

Impersonate any person or entity, or misrepresent your affiliation with anyone

Distribute spam, chain messages, or unsolicited promotional material

Conduct or further any unlawful activity

Post or transmit any unlawful, threatening, defamatory, obscene, or otherwise objectionable material

If we reasonably determine that you have violated or are likely to violate these terms, we may take any action we consider necessary to address the situation. We will also cooperate with law enforcement authorities and comply with any court order or subpoena requesting the identity of anyone who misuses this website.

Third-Party Links

This website may contain links to other websites that we do not control or operate. We are not responsible for the content, accuracy, or practices of any third-party website, and the inclusion of a link does not imply our endorsement. When you follow a link to another site, that site’s own terms and privacy practices apply.

Disclaimer of Warranties

To the fullest extent permitted by law, this website and all of its content are provided on an “as is” and “as available” basis, without warranty of any kind, whether express or implied. We make no representations or warranties regarding the suitability, reliability, availability, accuracy, or timeliness of the website or its content, and we make no commitment to update the materials on it. We do not warrant that the website will be uninterrupted, secure, or free of errors or harmful components.

Limitation of Liability

To the fullest extent permitted by law, Beacon Insurance Agency, LLC, its owner, agents, contractors, service providers, and the companies we represent will not be liable for any damages arising out of or related to your use of, or inability to use, this website. This includes direct, indirect, incidental, punitive, and consequential damages, such as lost profits, lost data, or business interruption, and applies even if we have been advised of the possibility of such damages. If you are dissatisfied with this website or any of its content, your sole remedy is to stop using it. Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

Indemnification

You agree to indemnify and hold harmless Beacon Insurance Agency, LLC, its owner, agents, and service providers from any claims, damages, losses, or expenses, including reasonable attorney fees, arising out of your use of this website or your violation of these Terms of Use.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using this site, you consent to the practices described in that policy.

Accessibility

We are committed to making this website accessible to as many people as possible, including individuals with disabilities. If you have difficulty using any part of this site, or would prefer to receive information in another format, please contact us using the details below and we will work to assist you.

Governing Law

These Terms of Use, and any dispute arising out of or related to this website, are governed by the laws of the United States and the internal laws of the State of Florida, without regard to its conflict of law principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in Broward County, Florida for the resolution of any such dispute.

Changes to These Terms

We reserve the right to modify these Terms of Use at any time without prior notice. We encourage you to review this page periodically so that you are aware of any updates. By continuing to use this website after changes are posted, you accept the revised terms.

Termination

We reserve the right to change, suspend, or discontinue this website, or any feature, content, product, or service available through it, at any time and without notice.

Severability and Entire Agreement

If any provision of these Terms of Use is found to be unenforceable, the remaining provisions will continue in full force and effect. These Terms of Use, together with our Privacy Policy, make up the entire agreement between you and Beacon Insurance Agency, LLC regarding your use of this website.

Beacon Insurance Agency, LLC

Coral Springs, Florida